Welcome to ezActuary® ... The Actuary at Your Fingertips. Question: I am the plan administrator for a defined benefit pension plan. When an employee severs or retires, they have a lump sum option. The plan mortality table is a 50% blend of the male and female rates of the 1994 GAR Table projected to 2002. The interest rate used is the annual rate of interest on 30-year Treasury securities. I would like to be able to obtain the conversion factor online. Can you help? Question: I am an actuary and I just received a call from a major client that wants a very complicated joint and survivor lump sum calculation with non-integral commencement and conversion dates completed within the hour. Is there an online calculator that will save me time with this? Answer: Yes, our Actuarial Conversion Tool (A.C.T.) provides actuarial conversion factors at your convenience ... 24 hours per day, 7 days per week. The A.C.T. is a flexible tool that has been designed to accept multiple annuity options, including COLA, so it is compatible with almost every pension plan. You don't even have to look up the GATT Rates - there is a table available within the program that lists the rates by month.   Save time and money with an A.C.T. subscription. Click here to login as our Guest and try the A.C.T. for free. Click here to subscribe to the A.C.T.